Steering Groups

Keith Skeoch is currently Chair of the Investment Association, Chair of the ring-fencing and proprietary trading independent review panel, Interim Chair of the Financial Reporting Council, Chair Designate of the Edinburgh International Festival and a member of the UK Takeover Panel.  Keith is also a Trustee of the Standard Life Foundation. 

Keith joined Standard Life Investments (SLI) in 1999 as Chief Investment Officer and was appointed Chief Executive of that division in 2004 and to the main board of Standard Life plc following demutualisation in 2006. Keith led the exponential growth of SLI in terms of assets under management, geographic footprint, revenue stream, organisational capability and brand strength. He was appointed CEO of Standard Life plc in 2015 and then as CEO of Standard Life Aberdeen (SLA) having led the separation of the life business to Phoenix in 2018 and the subsequent formation of a global, focussed and capital light investment house. Keith stepped down as CEO of SLA in September 2020.

The Standard Life Foundation is an independent funder working to improve living standards and tackling financial problems for those living on low-to-middle incomes in the UK. The Foundation funds a wide range of research, policy work and campaigning activities and is funding the ‘Living Pension’ programme.  

Mubin previously worked with other charitable foundations, including Trust for London and the South East London Community Foundation. He was at Trust for London for over a decade where he was the Director of Policy & Grants and developed a range of initiatives tackling poverty and inequality, including strategic work on the living wage. He also developed the Trust’s research activity and policy work. Mubin has been on the boards of a range of organisations including as Chair of London Funders and on the boards of Community Foundation Network, the London Strategic Migration Partnership and the Homelessness Transition Fund. 

Lisa Hardman has been an independent financial adviser for over 20 years. She gained Chartered Status in 2017 and is additionally qualified to give advice on Long Term Care. Lisa is also the Director responsible for Competence and Training. Lisa has worked with Investing Ethically since 2003, having previously spent eight years working for the international-development charity NEAD (Norfolk Education and Action for Development), on both their fair trade and international trade projects.

Dale is currently Aviva’s Policy Manager for workplace savings and retirement. Originally from Sunderland he now lives in Bristol with his wife and two boys. Dale has worked in workplace pensions in a variety of roles over the past 30 years, providing him with insight from a range of stakeholder viewpoints. His current role sees him regularly engage decision makers across the workplace savings and retirement market as well as providing the opportunity to share insights through regular thought leadership output.

Alison has been Director of Tax at Everton FC since June 2015, which encompasses responsibility for all areas of tax and related matters appertaining to the Club. Prior to this Alison spent time with each of the ‘big four’ accounting firms culminating in spending the last 18 years as an equity partner with Deloitte. During these years, in addition to advising a diverse range of clients on UK and international tax matters, she had responsibility for parts of the UK tax practice and created new service lines including the global immigration practice. 

Alison also holds a number of NED roles currently, including Governor and Chair of the Finance Committee for Everton Free School; Chair of the Greater Manchester Citizen’s Advice Board; Chair of BCP (previously Kids allowed), an award winning nursery group in Greater Manchester; and Member of the Advisory Board of Leeds University Business School. Alison is author of Childcare, Choices and Costs, a book published by Spiramus in 2015. 

Tony has been the CEO of Make My Money Matter from its launch. The campaign is helping to create a movement calling for the trillions of pounds invested in our pensions to build a better world. He has worked in international development for most of his life, spending over fifteen years living and working in Africa and Asia.His first job was as a VSO volunteer water engineer working for the Government of Malawi. He worked for ten years in Oxfam, first as a humanitarian engineer, working in war and drought affected countries, then leading Oxfam’s work in Uganda and the humanitarian response to the Rwandan genocide, and finally as a policy advisor working on international financial institutions and debt relief, including representing Oxfam on the Board of Jubilee 2000, the successful debt relief campaign. 

 He then joined the UK civil service, working first in Treasury’s International Poverty Reduction Team, and in the Commission for Africa, before moving to the Department for International Development. He led DFID’s economic work in Nepal and Nigeria, and then as a senior civil servant led the Economic Growth, Private Sector, and International Financial Institutions Departments. A considerable part of that time was concentrated on the mobilisation of private sector investment into developing countries, with a focus on impact, tackling the climate emergency, and achievement of the Sustainable Development Goals. 

Tim is responsible for delivering the models and modelling to support the PPI’s current research program. He joined the PPI in July 2015 and since then has analysed the projected implication of pension policies upon many significant groups. These have included the self-employed, women, younger generations, and the Exchequer. 

Tim has worked alongside academics and other researchers on collaborative projects including WHeRL and CASPeR. These projects bring multidisciplinary research to widen the research scope to give a more complete view of the implications of interacting areas of policy. 

Prior to joining the PPI, Tim worked for Legal and General where he spent nearly ten years contributing to a wide variety of actuarial modelling projects, from financial reporting to annuity pricing. Tim has an MA (Cantab.) having studied mathematics at Fitzwilliam College Cambridge.

Jamie has worked in financial services for over 30 years, primarily in the area of pensions. Most of his career to date was with Standard Life Aberdeen, holding positions in Operations, Marketing, Proposition Development and Policy. In 2017, Jamie was appointed by the Department for Work & Pensions to chair the Automatic Enrolment review on pensions coverage, which resulted in the proposals to remove the Lower Earnings Limit from pension calculations and lower the minimum age for eligibility from 22 to 18. Latterly, he held the position of Head of Global Savings Policy, speaking to people all over the world about different retirement systems and how countries were facing up to the challenge of an ageing population. Jamie was appointed as Director of Policy & External Affairs at Royal London in January 2021.

Nigel is responsible for all the association’s policy work. Prior to working at the PLSA, he was a Policy Fellow at the Department for Work & Pensions and before that Director of Policy at the Pensions Regulator. Nigel has over 25 years’ experience of policy and public affairs roles across a range of government, EU and industry bodies. He was a founding Director of the Pensions Quality Mark. Nigel is a Governor of the Pensions Policy Institute and a member of the Pensions Dashboards Steering Group.

Saq has over 20 years' experience in pensions and more recently has founded People-tech, home to brands such as Financialeducation.co.uk, UK Care Guide and Helpandadvice.co.uk. These websites are aimed at helping businesses and consumers deal with a range of issues, including pensions.  

Prior to this, Saq was a Director at PwC, where he headed up the Defined Contribution Pension and Benefits practice where he worked with a range of clients, including some of the biggest names, globally and in the UK, on their pension strategy and governance. A role which he still does.  He has a lot of experience in helping organisations define what they want their pension scheme to deliver and then helping them engage with their workforce in delivering the strategy.  He will be able to bring his experience of working with multiple stakeholders involved in the delivery of pensions to help us in our goal of defining the Living Pension.

Age UK are the national charity for older people. Christopher leads Age UK’s public policy work on all areas relating to money, consumer and rights, and has a particular interest in private pensions and employment, which involves representing the interests of consumers and older people to Government, regulators and industry.  The work of the Public Policy department covers a diverse range of policy issues, also including banking and financial services, housing, transport, finance, welfare and benefits, as well as equalities and rights. He has worked at Age UK since May 2010, prior to this he worked at the awarding body City & Guilds, where he managed its Parliamentary and public policy activity, and before that at Lansons, a public affairs agency specialising in financial services. With another hat on, he also sits on the Nest pension scheme’s Members’ Panel, representing the interest of savers. 

Jack is responsible for all areas of the organisation's pensions policy. Before joining the TUC in 2017, he worked as a journalist, specialising in pensions.

Paul is a principal consultant in the public service pensions team at Isio and has nearly 20 years’ industry experience. His main areas of focus is helping clients communicate effectively with their scheme members and employees, particularly in relation to complex areas such as pensions tax and the pensions remedy (McCloud). Paul also advises clients on inclusive benefit design and removing barriers to participation particularly for low paid staff

Mike is Chief Economist and the Deputy Chief Executive of the Resolution Foundation, an independent think-tank focused on improving the living standards of those on low-to-middle incomes. Mike oversees all aspects of the Foundation’s research agenda, which covers incomes and inequality; jobs, skills and pay; housing, wealth and debt; tax and welfare; public finances and the economy. He is also a visiting Professor at the Department of Social Policy at the LSE.